Terms and Conditions
Last Updated: December 10, 2025

These Terms and Conditions (“Terms”) govern your access to and use of www.sumitcredits.com and any related pages that link to these Terms (collectively, the “Site”). The Site is operated by Sumit Credits LLC (“Sumit Credits,” “we,” “us,” or “our”). By using the Site, you agree to these Terms. If you do not agree, you must not use the Site.

These Terms apply only to the Site. Engagements for tax credits and incentives services are governed by separate written agreements between Sumit Credits and its clients.

1. Ownership and Intellectual Property

The Site, including all text, images, graphics, logos, software, design elements, data, documentation, and other materials (“Content”), is owned by or licensed to Sumit Credits and is protected under copyright, trademark, and other intellectual property laws.

You may view the Content for your personal or internal business use.
You may not:
• Copy, modify, distribute, reproduce, or publicly display any Content
• Reverse-engineer, disassemble, or alter any software or code on the Site
• Use the Content for commercial purposes without our prior written consent

All rights not expressly granted in these Terms are reserved by Sumit Credits.

2. Use of the Site

You agree not to use the Site:
• In any manner that violates applicable laws
• To transmit harmful code, malware, viruses, or automated scripts
• To interfere with the operation or security of the Site
• To attempt unauthorized access to systems, data, or accounts

We may suspend or terminate access to the Site for any user who violates these Terms.

3. Information Provided on the Site

The Site provides general information about tax credits, incentives, and related consulting services. This information is for informational purposes only and does not constitute legal, tax, accounting, or financial advice.
You should not rely on any Content on the Site as a substitute for professional advice specific to your circumstances.

Sumit Credits does not guarantee that information on the Site is accurate, current, complete, or applicable to your situation.
Any reliance on the Content is at your own risk.

4. Services and Engagements

Nothing on the Site constitutes an offer to provide services.
Engagements with Sumit Credits require a separate written agreement that governs:
• Scope of work
• Fees and billing
• Client responsibilities
• Confidentiality
• Legal and tax obligations

In the event of any conflict between these Terms and a written services agreement, the services agreement will control.

5. External Links

The Site may contain links to third-party websites for user convenience. Sumit Credits does not control or endorse these sites and is not responsible for:
• Their content
• Their accuracy
• Their availability
• Their privacy practices
• Any harm resulting from your use of them

Accessing third-party links is entirely at your own risk.

6. Disclaimer of Warranties

The Site and all Content are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, Sumit Credits disclaims all warranties, express or implied, including:
• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy
• Security
• Availability

We do not warrant that:
• The Site will be uninterrupted or error-free
• The Site will be free of viruses or harmful components
• The Content is complete, current, or reliable

You assume all risk associated with using the Site.

7. Limitation of Liability

To the fullest extent permitted by law, Sumit Credits is not liable for any damages of any kind arising from or related to your use of the Site, including:
• Direct damages
• Indirect or consequential damages
• Lost profits
• Lost data
• Business interruption

This limitation applies regardless of the legal theory under which liability is asserted, including contract, tort, negligence, or otherwise.

Some states do not allow certain limitations of liability. In those states, our liability is limited to the maximum extent permitted by law.

8. Indemnification

You agree to indemnify and hold harmless Sumit Credits, its officers, employees, and affiliates from any claims, liabilities, damages, losses, or expenses arising out of:
• Your use of the Site
• Your violation of these Terms
• Your violation of any applicable law

9. Site Changes and Availability

We may update, modify, or discontinue the Site or any Content at any time without notice.
We may also update these Terms by posting a revised version on this page. Continued use of the Site constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the State of Louisiana, without regard to conflicts-of-law principles.
Any disputes arising from these Terms or your use of the Site must be brought exclusively in the state or federal courts located in Louisiana.

11. Severability

If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force.

12. Contact Information

If you have questions regarding these Terms, you may contact us at:

Email: [email protected]
Office Address: 330 Veterans Blvd., Denham Springs, LA 70726
Mailing Address: P.O. Box 910, Watson, LA 70786
Phone: (225) 664-2160